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How To Qualify for Retroactive SSDI Benefits

Applying for Social Security Disability benefits can be a lengthy, stressful process, especially when you receive an SSDI denial. Although it can take some time, some claimants may be eligible for retroactive SSDI payments. Understanding how these payments work and how to qualify for them is essential.

Nappa, Monterosso & Poznansky, LLP, serves clients across the greater New York City area. Here, our Social Security Disability attorneys explain the ins and outs of retroactive SSDI payments.

What Are Retroactive SSDI Payments?

Retroactive Social Security Disability payments are made to eligible applicants to cover a period before they applied for SSDI. These retroactive benefits are designed to help compensate for the time it takes for the SSA to process SSDI applications, which can often be several months or longer, especially if you’re dealing with a Social Security disability denial.

Retroactive benefits are paid for the period that starts five months after your disability onset date and can go back as far as 12 months before the date of your application. The exact retroactive period depends on when you became disabled and when you applied for benefits.

Qualifying for Retroactive Social Security Disability Payments

Ther are some basic requirements that must be met to qualify for SSDI. You must have a severe, long-term qualifying disability that prevents you from engaging in substantial gainful activity (SGA) for at least 12 months. In addition, you must have worked and paid into the Social Security system long enough to earn sufficient work credits. Work credits are based on your work history and the number of years you’ve been in the workforce.

When applying for SSDI benefits, it’s important to provide complete and accurate information about your medical condition, work history, and other relevant details. This includes the onset date of your disability. Be prepared to provide all necessary medical records and other documentation to support your disability claim, as the onset date often is based on the medical evidence provided in your application. This is crucial to determine retroactive SSDI payments.

If your initial SSDI application is denied, you can appeal the decision. The appeals process can be lengthy and complex. However, it usually is necessary to receive retroactive benefits. An experienced Social Security Disability lawyer can help you understand the process and provide guidance every step of the way.

The Difference Between Retroactive Disability and Back Payments

Both retroactive SSDI and back payments are designed to provide financial support for the period when you were disabled but not yet approved for benefits. However, there are distinct differences between the two.

Retroactive SSDI benefits cover the period between the date you became disabled and the date you applied for Social Security Disability. These benefits may cover a period of up to 12 months before the date you submitted your application. However, there is a five-month waiting period before you can begin receiving disability benefits, so the retroactive period usually starts five months after your disability onset date. Back payments are for the period between the date you applied for benefits and the date you were approved for benefits.

Most applicants face Social Security denials the first time around, so the process often takes months or more than a year. The timelines for obtaining retroactive Social Security Disability and back payments can be confusing. That’s why it’s vital to seek the assistance of a seasoned SSDI attorney in New York to ensure you pursue all the benefits you may be entitled to receive.

A Social Security Disability Attorney Can Help You Navigate the Process

If you’re unsure about your eligibility or how to navigate the application or SSDI appeals process, hiring an attorney who concentrates on SSDI cases can set your mind at ease and make it easier. The attorneys at Nappa, Monterosso & Poznansky, LLP, have a history of success in obtaining SSDI benefits for our clients. We can help you determine the best path forward and increase your chances of success.

Contact a Social Security Disability Lawyer in the Greater NYC Area

Our Social Security Disability attorneys at Nappa, Monterosso & Poznansky, LLP, care about you and your family. We’re dedicated to helping those in the greater NYC area obtain the Social Security Disability and workers’ compensation benefits they deserve. Our SSDI lawyers serve clients in Staten Island and throughout the greater New York City area. Attorney and partner Rolando Cubela is proud to assist our Spanish-speaking clients. Call us at 718-273-9000 or contact us online to schedule a free consultation.

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